Education: "Colleges in Crisis" (Harvard Magazine)

Harvard magazine's "Colleges in Crisis" offers yet another chance to practice crafting sentences for a teaching philosophy statement:

I need to participate in making "quality postsecondary education affordable." That means I need to think about education from the point of view of the students, ensuring that education is valuable to them. For me, part of this means teaching students to read well, and even to see the joys of reading. 

As the article goes on, though, I can't help but suspect that the tale of "disruptive innovation," i.e. online learning, is far from complete or even one that other readers would agree with. The "business model" of the research university may actually be in trouble, but I need more evidence than the authors muster to believe it, namely: 1) in the past year absolute spending on education has gone down for the first time. (It was the 2008 financial collapse, for pete's sake.) and 2) It's a mixed business model, with both structured and unstructured problems to solved, and these models are "fundamentally different and incompatible." Says who? Why? I'm calling B.S.